Required Reporting to the I.R.S.

Sellers of real property will have certain information regarding…

Statements of Information

What’s in a name? When a title company seeks to uncover matters…

The Functions of an Escrow

Buying or selling a home (or other piece of real property) usually…

Title Insurance – Where Does Your Dollar Go?

Title Insurance: As a homebuyer, the term is probably familiar…

Title Insurance Requirements for Insuring Trusts

In today’s world of busy probate courts and exorbitant death…

Title Insurance When Refinancing Your Loan

Lower interest rates have motivated you to refinance your home…

Understanding Preliminary Reports

After months of searching, you’ve finally found it -- your…

Understanding Title Insurance

What is title insurance? Newspapers refer to it in the weekly…

Why Do You Need Title Insurance?

Title Insurance. It’s a term we hear and see frequently…

Adjustable Rate Mortgages – The PROS & CONS

Now that you know what an ARM is and how it works, you may be…

Adjustable Rate Mortgages

An adjustable rate mortgage (ARM) has an interest rate that fluctuates…

Closing Costs When Buying or Refinancing a Home

This is a detailed summary of costs you may have to pay when…

Documenting Your Assets – Verifying Your Down Payment

When buying a home, it is not enough to just come up with the…

FICO® Score – a Brief Explanation

When you apply for a mortgage loan, you expect your lender to…

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending.…

Items You Need When Applying For a Loan

Have These Items Ready When You Apply For a Loan It used to…

Land Contract

An alternative to a non-conforming loan is the use of a land…

The Advantages of Different Types of Mortgage Lenders

What kind of lender is best? If you ask a loan officer, “What…

The Biweekly Mortgage – Who Needs It?

Have you received an advertisement offering to save you thousands…

The No-Cost Thirty Year Fixed Rate Mortgage

There really is no such thing as a no-cost mortgage loan. There…